Good Financial Reads: Employee Benefits (Part 1)

2 min read
November 15, 2019

Estate Planning (Part 2)

Incentive Stock Option (ISO) Planning: What You Should Know

by Brian Sheahen, Hudson Oak Wealth Advisory

Incentive Stock Options (ISOs) are a unique form of equity compensation that are primarily governed by Internal Revenue Code Section 422. ISOs provide attractive ownership opportunities for key employees of companies, yet with these opportunities come significant investment, tax, risk management and liquidity planning needs.

[Read the Full Article]


When Should You Sell Your ESPP Shares?

by Sahil Vakil, MYRA Wealth

Does your company offer an employee stock purchase plan or ESPP?

An ESPP can be a great way to get a discounted deal on your company’s stock. And if your company does well, the stock may increase in value. On the other hand, you'll want to be careful about overloading on your company’s stock, lest it loses value or your company suffers financially - you could find yourself with worthless stock and in extreme circumstances, even jobless. 

[Read the Full Article


8 Essential Tips If You're Being Compensated With ISOs

by Sahil Vakil, MYRA Wealth

If you have a job at a company that offers incentive stock options (ISOs), you may be excited and curious about how to understand, exercise, and benefit from them. ISOs are the most common type of stock option, although, under certain circumstances, your employer may offer you non-qualified stock options (NSOs or NQSOs) which are taxed differently.

[Read the Full Article


Yes, You Need Digital Estate Planning. Here's Why.

by Michael Rivas, Bienvenue Wealth LLC

You’ve done your due diligence when it comes to shoring up your affairs: bequeathed home or property made plans for where your money should go, or even made plans for the end of life care and health directives. You have responsibly planned for what lies ahead and now you’re all set, right? 

[Read the Full Article


Equity Compensation Planning in a TCJA World

by Robinson Crawford, Montebello Avenue

Employee equity & stock options are a major part of the modern compensation plan. That’s certainly the case for my financial planning clients. Unfortunately, a search for the best approach to managing your equity opens the door to an alphabet soup full of jargon and tax strategies that can give you a headache.

[Read the Full Article

Following along with the blogs of financial advisors is a great way to access valuable, educational information about finance — and it doesn’t cost you a thing! Our financial planners love to share their knowledge and help everyone regardless of age or assets.